Fee = number of days between [the time the money leaves our account] and [the time the money returns to our account]

Our fees are applied over the life of the loan, from the date the principal payment is orchestrated until the date the loan repayment is received in our bank account.

For the calculation of the fees, it is therefore necessary to take into account the delay of the transactions on the SEPA network, up to 48 hours for the payment and the reimbursement, as well as the SEPA network being closed on weekends and public holidays.