To become a Defacto client and benefit from our financing solutions, your company must be based in:
🇫🇷 France
🇪🇸 Spain
🇩🇪 Germany
🚨 Exceptions: Defacto cannot offer financing to companies registered in the following overseas territories: Mayotte, Wallis and Futuna, French Polynesia, New Caledonia.
📌 All invoices uploaded to our platform must be in euros (€) and will be financed by Defacto in euros.
We finance:
✅ Customer receivables where the counterparty is based in France, Spain, Germany, Belgium, or the Netherlands.
✅ Supplier invoices issued by companies located in the European Union, including: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the United Kingdom.
We are not currently considering expansion into new countries in the short term, but feel free to sign up on our website so we can take your country into account for future decisions.