At Defacto, our mission is to provide fast access to financing for European SMEs. However, to guarantee the quality of our services, certain exclusion criteria apply and prevent us from offering our services. If your company does not meet these criteria, we will unfortunately not be able to accompany you.
Please note that even if you meet the basic criteria, loan approval is not guaranteed; each request is assessed individually to ensure a balanced and fair decision.
Criteria
Regarding the company:
Status :
must be registered on Trade register
must not be an Association, SCI
data must be public
Insolvency/Collective proceedings: the closure ruling must be dated more than 2 years ago. This requirement also applies to other companies managed by the same director.
Sectors of activity excluded HERE
Regarding the user:
User must sign up using a professional email address (name@company.com).