As a reminder, a B2B customer receivable is an invoice that you have issued to your customers: you can finance yourself the sum of your customers' unpaid invoices so that you don't have a cash flow gap (while waiting for them to pay you back).
📝 Defacto only accepts accounts receivable where the counterparty is a business with a business identifier. Any request for an invoice with a private individual will be refused.
1/ Upload the accounts receivable invoice
After logging into the web application here: https://app.getdefacto.com, click on the "New loan" button from the
InvoicesorLoanstabs.
Select "Collect a customer invoice now"
Drag and drop or upload the invoice you wish to finance
2/ Verify the invoice information
Once you have uploaded the invoice, double click on it to check the following information:
Amounts: net, tax and total amountCreation dateDue dateClient:your customer in the case of an accounts receivable. If the OCR does not recognise the information, you can simply create a new counterparty by adding the client's business identifier (SIREN, NIF, CIF).
3/ Request a loan
You are now ready to submit your loan, click on Request a loan:
Set up the main details of your loan request
Loan amount: Choose the amount you wish to finance, you can choose up to 100% of the invoice amountRepay on: the date you wish to repay the loan
Set up your option:
Schedule payment: the date you want the payment to start. This can be today or in the future
4/ Validate loan
Almost there! You can now review the request one more time before validating and clicking on "validate loan".
